CAFI was established as an Asset Base Lender to offer small to medium sized companies the instant cash advantage that was once available only to large companies. We are a factoring or “funding company” specializing in the construction and trucking industry. We are an excellent source of working capital for companies experiencing tight cash flow.

Being self-funded and owner managed provides flexibility and quick responses to funding requests. CAFI was created and staffed by independent investors with extensive backgrounds in Commercial Construction, Trucking and Banking.

We are often thought of as a “cash accelerator”. We have some of the highest “cash advance to invoice amount” rates in the industry. Our funding program provides “invoice purchasing” for emerging businesses that may or may not meet strict lending requirements of banks and/or financial institutions, but have a strong base of credit worthy account receivables. Our program serves as a bridge to traditional financing.

CAFI purchases commercial accounts receivable invoices. We then advance cash to fund company cash flow demands to include payroll, inventory and other needs. When funded many companies take advantage of supplier discounts by paying them off “early”, this adds up to real savings for your company.

Our invoice-funding program is simple and easy to use. This is how it works. After you have been approved by CAFI, you will be assigned a business account representative. When you need cash you neet to contact your business account representative and send us your funding request. After reviewing the funding request and approval of the request by CAFI, you will be funded. This usually takes 24-48 hours. You can receive your funds by bank check or wire transfer*. Our program enables businesses to have immediate access to cash, without having to wait 30 to 60 days while waiting to be paid by it’s account debtors.